Cookie settings on the website
This information is not exhaustive and does not constitute a binding offer under the Act V of 2013 on the Civil Code. For more details, please visit our website (www.mbhbank.hu) or call our contact center. The development of product related content is under construction.
Fundamenta home savings account
The home savings account is a home savings scheme that can bring us closer to realizing your home dreams in any situation.
You can start saving even with a small amount
It can be flexibly adjusted if your life situation changes
You can sign multiple contracts at once
What can the Home Savings Account help you achieve?
Specific goals
- Home refurbishment
- Modernisation, green investments
- Home construction
- Purchase of property or land
- Prepayment of a home loan
Depending on your life situation
- Create your own home, moving out of your parents' home
- Expanding family, or simply needing a larger home
- Purchasing your first home together
- Laying the foundation for your child's future
- Saving for unexpected situations
Why choose a Fundamenta Home Account?
If saving for own funds is important with long-term savings!
Future-Building Home Account
What is the secret to success? A well-timed decision!
Start your Future-Building Home Account now with up to a 40% bonus:
- 30% interest bonus: in addition to the deposit interest on monthly savings, depending on the term, 10%, 20% or even 30% interest bonus will be credited to your savings deposited in the given year with no account opening fee in combination with the Easy Start or First Step promotions.
- +10% Extra Interest Bonus from 25 July 2025: we will credit an additional 10% Extra Interest Bonus on top of the 30% interest bonus if you choose a 125-month savings period:
The best time to start is NOW!
If the bonus is important to you!
Growing Home Account with Progressive Bonus
Flexible, customizable account structure, where the savings amount can range from HUF 10,000 to HUF 100,000 per month, and the term is also freely selectable. The bonuses on your savings increase depending on the term.
You can obtain up to a 40% Progressive Bonus in the last year of your savings.
Who is it recommended for?
To you, if self-care is important to you and you are looking for a way to save before you start realising your home dreams.
If you also need a loan!
Home Planner Savings Account with Interest Bonus
The Home Planner Savings Account is a savings scheme for housing purposes, which allows you to take out a mortgage with a favourable interest rate at the end of the savings period. Deposit interest and an interest bonus are paid on monthly savings, the total of which can be supplemented with a fixed-rate home loan.
Who is it recommended for?
To you, if you anticipate needing a loan to realise your home goals.
Home savings promotions
Easy Start and First Step promotions
Easy Start or First Step promotion, supplemented with up to 1 Extra Interest Bonus promotion, provided that it complies with the promotional terms and conditions set out in the ANNOUNCEMENT entitled “Announcement on the promotions announced by Fundamenta-Lakáskassza Zrt. and their terms and conditions.”
You can now choose from various promotions to start your Future-Building Home Account.
- We recommend the First Step promotion if convenience is important to you. After signing the contract, you must deposit the savings amount due for the first year in a lump sum, and you do not need to do anything else to take advantage of the promotion.
- The Easy Start promotion is for you if you want to begin to realise your home dreams by paying in just one monthly savings amount, provided you have a payment account with MBH Bank. Extra Interest Bonus Promotion: this can be used in addition to the above two promotions if you choose the 125-month savings period and meet the conditions set out in the ANNOUNCEMENT entitled "Announcement on the promotions announced by Fundamenta-Lakáskassza Zrt. and their terms and conditions.”
Easy Start and First Step promotion period: from 21 March 2025 to 09 December 2025.
Extra Interest Bonus promotion period: from 25 July 2025 until withdrawal.
Fundamenta Own Contribution Bonus Promotion
By opening a Home Planner Savings Account, in addition to the 5% Interest Bonus, Fundamenta will give you an additional bonus of between 10% and 30%, depending on the option you choose, on your payments in each savings year, if the minimum agreed monthly savings amount is HUF 30,000, or HUF 40,000 for the M20, M25 and M60 options, as follows:
58-month savings period (M20, M25, M60): +10%
100-month savings period (M21, M26, M61): +20%
125-month savings period (M22, M27, M62): +25%
159-month savings period (M23, M28, M63): +30%
Promotion period: From 22 March 2024 until withdrawal, but no later than 20 October 2025.
Fundamenta EXTRA Credit Promotion
If you open a Home Account during the EXTRA Credit Promotion period, Fundamenta will credit you 1.25% or 1.75% of the contractual amount, depending on the amount of your agreed monthly savings, after the savings period expires and upon disbursement, provided that the promotional conditions are met.
Promotion period: From 23 October 2024 until 20 October 2025.
If your child's future is your goal!
The Kids promotion is available for both the Growing and Home Planner Savings Account products, which gives an additional fixed 5% bonus on top of the product discount associated with the selected option. The promotion can also be applied if a minor close relative is designated as the beneficiary.
Promotion period: From 22 May 2024 until withdrawal
This information does not constitute an official offer by Fundamenta-Lakáskassza Zrt. and is intended solely for informational
purposes. This information is not exhaustive; the detailed terms and conditions of the product are set out in the Business
Regulations and in the announcement on the products offered by Fundamenta-Lakáskassza Zrt. and their terms and conditions.
Fundamenta-Lakáskassza Zrt. calculates the AER rate in accordance with the provisions of Government Decree 82/2010 (25 March) on the calculation and disclosure of deposit interest and securities yields (hereinafter: AER Decree), assuming regular deposits of HUF 20,000 per month or HUF 100,000 per month. The change in the savings period may also mean a change in the AER amount, which may decrease.
The APR was determined taking into account the current conditions and applicable laws, and may change if the conditions change. The APR does not include the cost of insuring the property to be mortgaged. The loan is secured by a mortgage registered on the property, and a property insurance contract must be concluded for the property.
The detailed terms and conditions of the promotions available are set out in the announcement by Fundamenta-Lakáskassza Zrt. on the promotions and their terms and conditions.
MBH Bank Nyrt. acts as a tied financial intermediary on behalf of Fundamenta-Lakáskassza Zrt., for which it receives remuneration upon the conclusion of an agreement for financial services. MBH Bank Nyrt. (registration number: 10011922) is a tied agent of Fundamenta-Lakáskassza Zrt. (Hungary 1123 Budapest, Alkotás utca 55-61.).
1 In the case of a 125-month Future Building Savings Account, if it is terminated by disbursement.
The accounts held at MBH Bank are protected by the National Deposit Insurance Fund. For further details and terms and conditions, visit www.oba.hu website.
Arm yourself against cyber fraud – visit kiberpajzs.hu today
Tisztelt Ügyfelünk!
Ezúton tájékoztatjuk Önt, hogy az MKB Bank Nyrt. és a Takarékbank Zrt. – a Takarékbank Zrt. beolvadásával – 2023. április 30-án egyesült, és az így létrejött kereskedelmi bank, mint a Magyar Bankholding bankcsoport anyabankja 2023. május 1-jétől MBH Bank Nyrt. (a továbbiakban: MBH Bank) név alatt működik tovább.
Tisztelt Ügyfelünk!
Ezúton tájékoztatjuk Önt, hogy az MKB Bank Nyrt. és a Takarékbank Zrt. – a Takarékbank Zrt. beolvadásával – 2023. április 30-án egyesült, és az így létrejött kereskedelmi bank, mint a Magyar Bankholding bankcsoport anyabankja 2023. május 1-jétől MBH Bank Nyrt. (a továbbiakban: MBH Bank) név alatt működik tovább.
Tisztelt Ügyfelünk!
Ezúton tájékoztatjuk Önt, hogy az MKB Bank Nyrt. és a Takarékbank Zrt. – a Takarékbank Zrt. beolvadásával – 2023. április 30-án egyesült, és az így létrejött kereskedelmi bank, mint a Magyar Bankholding bankcsoport anyabankja 2023. május 1-jétől MBH Bank Nyrt. (a továbbiakban: MBH Bank) név alatt működik tovább.