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This information is not exhaustive and does not constitute a binding offer under the Act V of 2013 on the Civil Code. For more details, please visit our website (www.mbhbank.hu) or call our contact center. The development of product related content is under construction.
Global Markets services
Our treasury services can be used to manage your business's exchange rate and interest rate risks, and enable our customers to achieve significantly more favorable interest rates on both the deposit and loan sides.
Foreign currency conversion, individual exchange rate
Individual exchange rate
The individual exchange rate is the foreign currency conversion rate quoted by Treasury dealers based on current foreign exchange market rates.
- The conversion value date may be T, T+1 and T+2.
- Transactions from EUR 50,000 or equivalent in another foreign currency.
Netbankár
Convenient foreign currency conversion with individual exchange rates available without a master agreement (for previously BB and MKB customers).
- From the limit amount of EUR 1,000 or equivalent in another foreign currency.
- T-day settlement.
MOT - MBH Online Trader
A professional online platform available to previously BB and MKB customers for individual exchange rate conversions and forward currency transactions.
- Limit amount: EUR 10,000 – EUR 250,000
- You can continuously monitor market exchange rate developments.
FX Trader
A professional online platform available to previously Takarékbank customers for individual exchange rate conversions
- Limit amount: EUR 10,000 – EUR 250,000
- Trading time: 8:00-17:00
Exchange rate risk management
FX Forward
If you would like to protect your future currency transactions from exchange rate fluctuations, this is the most suitable product for you.
- Minimum transaction amount: EUR 50,000 or equivalent in another foreign currency.
- The exchange rate risk can be completely eliminated.
Foreign currency exchange rate option
Entry into the world of advanced foreign currency market products, providing protection against unfavourable exchange rate movements with the possibility to enjoy the benefits of a favourable one.
- If you expect a more favourable exchange rate but do not want to compromise on security.
- When the existence of exchange rate risk is uncertain.
Zero-cost option
The zero-cost option is a complex option instrument that allows the customer to limit their exchange rate risk to a predetermined exchange rate range.
- Provides protection against unfavourable exchange rate movements.
- Cost-free instrument.
Knock-out Forward Transaction
You can conclude a transaction at a more favourable rate than the normal forward rate, but the transaction will be terminated if certain conditions are met, so the product is suitable for hedging portfolio.
- The structure ceases to exist when the knock-out level is reached.
- The product can also be purchased as a strip of maturities.
Participating Forward Transaction
If you are satisfied with a level that is less favourable than a simple forward exchange rate, you can benefit from favourable exchange rate movements with half of the hedged amount, without any restrictions.
- You expect a significant improvement in the exchange rate, but you do not want to pay the costs associated with the option transaction.
- The minimum amount is double that of a plain option transaction.
Investments
Bonds
Take advantage of the performance of companies or secure investment opportunities offered by the government through securities.
- Opening a securities account required.
- Bonds are also available to suit different risk appetites.
Dual currency deposit
At maturity, the bank may convert the fixed amount into another currency at a predetermined exchange rate, allowing you to earn a higher interest rate than on a normal deposit.
- From at least EUR 50,000
- Can be used for both HUF and foreign currency deposits.
Interest rate risk management
Interest rate wap
You can fix your floating-rate loan, eliminating the risk posed by rising interest rates.
- The interest rate swap is adjusted to the decreasing principal amount, i.e. it is amortised together with the loan.
- May also be suitable to secure the return on certain investmenst.
Cross currency interest swap
If you cannot obtain the most favourable financing in the foreign currency corresponding to your income, you can use a cross-currency interest rate swap to completely convert the foreign currency of your interest and principal repayments.
- You can flexibly choose whether you want to pay interest and principal on a fixed or variable interest rate basis.
- Significantly broadens the scope for favourable, even subsidised financing sources.
Terms and conditions of dealing, practical information
The following lists are for informational purposes only and do not contain the terms and conditions of specific transactions (such as minimum transaction sizes or availability of collateral).
Frequently Asked Questions
Legal information
This information is not comprehensive and does not constitute either an offer under the Section 6:64 of the Civil Code, or investment or tax consultancy. Before entering into any transaction, please ensure that you fully understand the product, the potential risks and benefits, so that you can make an informed investment decision based on all relevant information.
Tisztelt Ügyfelünk!
Ezúton tájékoztatjuk Önt, hogy az MKB Bank Nyrt. és a Takarékbank Zrt. – a Takarékbank Zrt. beolvadásával – 2023. április 30-án egyesült, és az így létrejött kereskedelmi bank, mint a Magyar Bankholding bankcsoport anyabankja 2023. május 1-jétől MBH Bank Nyrt. (a továbbiakban: MBH Bank) név alatt működik tovább.
Tisztelt Ügyfelünk!
Ezúton tájékoztatjuk Önt, hogy az MKB Bank Nyrt. és a Takarékbank Zrt. – a Takarékbank Zrt. beolvadásával – 2023. április 30-án egyesült, és az így létrejött kereskedelmi bank, mint a Magyar Bankholding bankcsoport anyabankja 2023. május 1-jétől MBH Bank Nyrt. (a továbbiakban: MBH Bank) név alatt működik tovább.
Tisztelt Ügyfelünk!
Ezúton tájékoztatjuk Önt, hogy az MKB Bank Nyrt. és a Takarékbank Zrt. – a Takarékbank Zrt. beolvadásával – 2023. április 30-án egyesült, és az így létrejött kereskedelmi bank, mint a Magyar Bankholding bankcsoport anyabankja 2023. május 1-jétől MBH Bank Nyrt. (a továbbiakban: MBH Bank) név alatt működik tovább.