Chief executive officer and deputy chief executive officers

Hungarian language is the official and registered language of MBH Bank Nyrt.’s („the Issuer”) disclosures pursuant to the relevant legal and stock-exchange rules. The English language translations have been prepared with the best care and intention of the Issuer to inform English speaking investors, however, in the event of any controversy between the Hungarian and English version, the authentic Hungarian version shall prevail.

Dr. Zsolt Barna – Chairman and Chief Executive Officer

He started his career at the Hungarian Financial Supervisory Authority (PSZÁF), where he was Head of Department from 1998 and later Head of Division. From 1998 to 1999 he was a member of the Board of Directors of the Investor Protection Fund (BEVA).

From 2004 he was Head of Department and from 2006 Managing Director of the Supervisory Board of PSZÁF. Between 2006 and 2010, he was a member and permanent invitee to the governing bodies and technical committees of the Committee of European Securities Regulators (CESR) and the Committee of European Banking Supervisors (CEBS).

From 2010, he worked at the OTP Group for 10 years. During this period, he became Chairman of the Board of Directors of CKB Bank in Montenegro and led the bank's reorganisation. After holding several senior positions within the OTP Group, he was Chairman and CEO of OTP Real Estate Investment Fund Management Ltd. from 8 June 2016 to 31 August 2018, and from September 2016 to 31 August 2018 he was Chairman and CEO of OTP Fund Management Ltd. Between 2017 and 2020, he was the Chairman of the Board of Directors of OTP Real Estate Investment Fund Management Ltd. In 2017-2018, he managed the first major integration of OTP Bank's subsidiary bank in Croatia. From 10 October 2010, he was Chairman of the Supervisory Board of OTP Real Estate. On 1 September 2018, he was appointed Deputy General Manager of OTP Bank, and was a member of the Supervisory Board of the Croatian subsidiary bank of the OTP Group. From December 2019, he was Chairman of the Board of Directors of SKB Bank, the first subsidiary bank of the OTP Group to be supervised by the European Central Bank.

Until 20 July 2020, he held the position of General Deputy CEO of OTP Bank Plc.

He has been Chairman of the Board of Directors of Magyar Bankholding Zrt. since 30 October 2020. He was Chairman of the Board of Directors of MKB Bank since 1 January 2021 and Chairman of the Board of Directors and the Supervisory Board of the Group's subsidiaries (MKB Befeketítési Alapkezelő Zrt, MKB-Euroleasing Zrt., Solus Capital Zrt., Retail Prod Zrt., Budapest Lízing Zrt., Takarék Lízing Zrt.) and Chairman of the Board of Trustees of the MKB Bank Foundation for the Support and Development of Art, established by MKB Bank in 2022 in the spirit of social responsibility.

As of 1 January 2022, he was managing the merger of Budapest Bank, MKB Bank and Takarékbank as CEO of Magyar Bankholding.

Since May 2023, he has been Chairman and CEO of MBH Bank established as the result of the triple merger.

Ildikó Ginzer – Deputy CEO for Standard Business Services

She graduated from Corvinus University of Budapest, where she obtained a Master's degree in Economics in 2005 with a specialisation of the teacher of Corporate Finance and Economics.

She started her professional career in the banking sector, working at Raiffeisen Bank from 2004 to 2016 as a business risk manager in structured and project finance, and later as a risk manager in corporate intensive management, where she was involved in the development of the strategy and processes of the areas.

She gained international experience as a strategy and business development specialist at Borealis AG, where she was responsible for several acquisition projects in the petrochemicals sector during 2016.

At the end of 2016, she joined MBH Bank's predecessor, MKB Bank, as Deputy CEO for Risk Management, responsible for the bank's retail and corporate risk management and receivables management. From 2019, she was Deputy CEO of MKB Bank for retail, corporate, treasury and leasing, and from May 2023, she has been Deputy CEO of MBH Bank for standard services.

She is a member of the Supervisory Board of CIG Pannónia Nyrt., the Board of Directors of MBH Jelzálogbank and Euroleasing and Chair person of the Supervisory Board of MBH Alapkezelő.

Kitti Dobi – Deputy CEO for Human Resources

Graduated from the Budapest University of Economics and Business Administration with a degree in Corporate Finance and a distinction.

She started her career in 2003 as a regional manager, responsible for various HR processes at Procter & Gamble. She gained international experience in HR management through further training in human resources and management in Geneva, Switzerland and Cincinnati, USA.

From 2008 to 2010, she managed the development of Vodafone's international operations centre, and then continued as Head of HR Processes. She obtained her OPP international MBTI coach qualification in Oxford and continued her work as a lecturer and HR management module leader at the International Business School.

From 2010 to 2014, as HR Director for the European and African Service Centres of BP's Global Services organisation (a subsidiary of British Petrol), she led the development of the company's international HR service units in Europe and Asia.

Between 2014 and 2016, she was Head of HR Service Management, Account Management and Client Management in Eastern Europe at Alexander Mann Solutions.

From 2016 she was Managing Director for Human Resources at MKB Bank Plc. and MKB Financial Group, and from 2021 Deputy CEO for Human Resources at Magyar Bankholding Zrt.

During this time, she applied for and completed the Senior HR Executive Training at Harvard Business School and obtained a qualification in HR Executive Education at the Michigan Ross School of Business.

Since May 2023, she has been Deputy CEO for Human Resources at MBH Bank.

Ádám Egerszegi – Deputy CEO for Transformation and Operations

He graduated in Economics from the College of Finance and Accounting in 1997, and obtained his Master's degree from the MBA programme of the Faculty of Economics of the University of Pécs.

He started his career in 1998 in the German Customer Department of Takarékbank; from 2003 he was Head of the Network Department and from 2005 to 2014 he was Director of the bank’s Savings Bank Division. From February 2014 to March 2015 he was Deputy CEO of Polgári Bank Zrt.

In 2017, he managed the merger of Takarékbank and MTB Magyar Takarékszövetkezeti Bank, as Deputy CEO and Vice President respectively. From December 2020, he was Deputy CEO for the Transformation of Magyar Bankholding and operational manager of the transformation and merger of MBH member banks.  

As of 10 December 2021 he was appointed Deputy CEO for Transformation and from May 2022 also for Operations. He has been member of the Board of Directors of MKB Bank Plc. since April 2022.

Since May 2023 he has been Deputy CEO for Transformation and Operations of MBH Bank.

Péter Krizsanovich – Deputy CEO for Finances

Graduated from Corvinus University of Budapest in 2003.

He started his career as a consultant at the management consultancy firm IFUA Horváth & Partners.

From 2005, he held senior positions at OTP Bank for 17 years, including Managing Director of Strategy, Planning and Controlling. Involved in the regional expansion, he has international experience, having participated as a board member in the management of several leading foreign banks, including OTP Bank in Serbia and CKB Bank in Montenegro.

From 2017 to 2022, he was a member of the Board of Directors of OTP Real Estate Investment Fund Management Ltd.

From September 2022, he was working as Chief Advisor to the Chairman and CEO of Magyar Bankholding on finances, risk management and strategy, and from 1 January 2023 he has been Chief Financial Officer, from February ha has been Deputy CEO for Finances.

Since May 2023 he has been Deputy CEO for Finances of MBH Bank.

András Bakonyi – Deputy CEO for Risk Management

He graduated from Corvinus University of Budapest in 2002.

He started his banking career at MKB Bank Zrt between 2002 and 2003. From 2003, he worked at CIB Bank Zrt. in the area of Corporate Customer Relations, where he held the position of Head of Department from 2007.

In 2010, he joined K&H Bank Zrt, where he was appointed Head of the Budapest West Corporate Region in 2011 and Head of the Budapest East Corporate Region in 2013. In addition, he has been Deputy Head of the Corporate Network since 2013.

Since 2015, he has been Managing Director of MKB Bank Zrt. In 2017, he was appointed as the bank’s Deputy CEO Corporate and Treasury, responsible for the bank's corporate, treasury and leasing activities.

From 2021, he was Managing Director of Credit Risk Management in the newly established Magyar Bankholding Zrt.

Between 1997 and 2002 he was a member of the Széchenyi István College. In 1999-2000 he studied economics and political science at the University of Heidelberg in Germany. In 2010 and 2012 he studied at the KBC Banking Group International Lending School in Brussels. In 2013, he participated in a Leadership Training Programme in Ghent (Belgium).

Since May 2023 he has been Head of Risk Management at MBH Bank. Since June 2023 he pursues his duties in Deputy CEO position.

András Puskás – Deputy CEO responsible for municipal and ecclesiastical service, ESG and sustainability, communication and state administration relations

He graduated from the Budapest University of Economics and Public Administration in 2000 with a degree in economics.

At the beginning of his career, he worked in the Ministry of Finance as Chief of Cabinet to support the government.

He then served as Deputy Mayor of the City of Budapest, where he was responsible for urban development.

Starting 2014, he worked as Deputy CEO and member of the Board of Directors of the Hungarian Export-Import Bank Zrt. and the Hungarian Exporthitel Biztosító Zrt.

As Deputy CEO for Risk and Operations at Budapest Bank, he was a member of the Bank's Senior Management and Board of Directors from 2018 to 2022 as Head of Risk Management, Operations, IT and PMO.

On 1 July 2021, he was appointed Chief Advisor to the Chairman and CEO of Magyar Bankholding, and since June 2023 he has been Deputy CEO of MBH Bank responsible for municipal and ecclesiastical service, ESG and sustainability, communication and state administration relations.